Recent Articles
Townhomes: A Smart Solution for Today's First-Time Homebuyers
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
Critical Update: FHA Loans for Non-Permanent Residents Being Discontinued
Changes to FHA loans could impact your homebuying journey. Discover alternative financing options to secure the home of your dreams without setbacks.
Published on 03/27/2025
Why Waiting to Buy a Home Could Cost You
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
Published on 03/26/2025
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Published on 03/19/2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.
Published on 03/12/2025
Why Now Is the Time to Apply for a Mortgage
Mortgage demand is surging as rates drop. Don’t wait—now’s the time to apply and lock in your opportunity before competition heats up.
Published on 03/05/2025
Mortgage Rates Hit 4-Month Lows: What This Means for You
Mortgage rates have dropped to a 4-month low, creating new opportunities for homebuyers and homeowners looking to refinance. Learn how to take advantage of lower rates today.
Published on 02/26/2025
Buying vs. Renting in 2025: Why Homeownership Still Wins
In 2025, buying a home is more affordable than renting in most U.S. markets. Learn why homeownership remains the smarter long-term investment.
Published on 02/19/2025
Home Prices Are Rising—But That’s a Good Thing!
Home prices are rising at a steady pace, creating great opportunities for buyers and sellers in 2025. Learn how this balanced market benefits you!
Published on 02/13/2025
Thinking About Moving in 2025? Here’s How to Make It Happen!
Thinking about moving in 2025? Learn why so many Americans are relocating and how to turn your dream move into reality with the right planning
Published on 02/05/2025
How the Latest Executive Order and Mortgage Rates Impact Homebuyers in 2025
President Trump's executive order targets housing costs, but mortgage rates remain steady. Learn how these changes impact homebuyers and homeowners in 2025.
Published on 01/29/2025
Celebrating American Resilience: A Look at Recent Mortgage Rate Trends
Explore mortgage trends and homeownership insights this Inauguration Day.
Published on 01/20/2025
What to Save for When Buying Your Home
How to decide if you have enough savings to buy a home
Published on 01/13/2025
Expert Predictions for the 2025 Housing Market
Find out what the experts are anticipating for 2025 housing
Published on 01/10/2025
How to Buy a Home with Low Income: Yes, It’s Possible!
Learn how to buy a home with low income using practical tips, loan programs, and expert advice. Discover affordable options and assistance programs to make homeownership possible!
Published on 12/11/2024
Decoding the Factors Affecting Your APR: A Homebuyer's Must-Know Guide
Are you puzzled by your APR changes? Uncover the key factors influencing your mortgage rate & gain control of your homebuying journey!
Published on 12/10/2024
Affordable Homeownership: 6 Questions to Help Lower Costs
Affording a home in today’s market can feel overwhelming, but there are actionable steps you can take to make it easier.
Published on 12/04/2024
Fall for Savings: Why the Holiday Season Might Be the Best Time to Buy a Home
While spring and summer are traditionally popular for real estate transactions, the fall and holiday months offer unique advantages that can make buying a home during this period particularly beneficial.
Published on 11/27/2024
Essential Checklist for Securing Your SBA 504 Loan
Unlock your dream of homeownership with expert guidance on navigating the SBA 504 loan process. Discover key tips for a smooth journey!
Published on 11/25/2024
Should I Wait for Rates to Go Down More, or Should I Refinance Multiple Times?
Deciding whether to refinance your mortgage now or wait for rates to drop further can feel like a gamble. While chasing the "perfect" rate may seem tempting, it’s often better to act when the savings outweigh the costs. For example, refinancing from 6.5% to 5.5% today could save you $300 a month—savings you’d miss out on if you wait too long. And yes, refinancing multiple times is an option, but it’s important to weigh closing costs and long-term goals. Not sure what makes sense for you? Contact an expert at AFM to help you navigate your options and lock in savings. Why wait to make your mortgage work for you? Let AFM guide the way!
Published on 11/20/2024